Offers we check
Real switching offers, in plain words
What each offer pays, for the money it asks you to move
Higher pays more; further right asks you to pay in more of your own money for a few days (you move it back out). Top left gives the most for the least. Premier offers, for a high income or large savings, are in the list.
| Offer | Reward | Direct Debits | Pay in | Also needs, and when it pays | |
|---|---|---|---|---|---|
| SantanderSantander Everyday Current Account 2 Direct Debits · pay in £1,500 + £200 into a saverPaid 60–90 days after you ask to switch | £240+ up to £104 interest a year | 22 must be household bills |
£1,500+ £200 into a linked saver |
Nothing elsePaid 60–90 days after you ask to switch |
|
| HSBC UKHSBC UK Bank Account 2 Direct Debits · pay in £2,000 · £500 card spendPaid about 60 days after you meet the conditions | £220 | 2 |
£2,000 |
|
|
| first directfirst direct 1st Account 2 Direct Debits · pay in £1,000 · 5 card payments · App loginPaid by the 19th of the month after you meet the conditions | £210+ up to £136 interest a year | 2 |
£1,000 |
|
|
| LloydsClub Lloyds Account 3 Direct Debits · nothing to pay in · £5 a month feePaid about 14 working days after you ask to switch | £200 | 3 |
None |
|
|
| NatWestNatWest Select Account No Direct Debits · pay in £1,250 · App loginPaid about 30 days after you meet the conditions | £200 | None |
£1,250 |
|
|
| RBSRBS Select Account No Direct Debits · pay in £1,250 · App loginPaid about 30 days after you meet the conditions | £200 | None |
£1,250 |
|
|
| Nationwide Building SocietyNationwide FlexDirect 2 Direct Debits · pay in £1,000 · 1 card paymentPaid about 10 days after you meet the conditions | £175+ up to £75 interest a year | 2 |
£1,000 |
|
|
| BarclaysBarclays Bank Account 3 Direct Debits · nothing to pay in · £2,000 salary · 10 card payments · + up to £150 monthly extrasPaid about 28 working days after you meet the conditions | £150+ up to £150 monthly extras | 3 |
None |
|
|
| Premier For a high income or £100,000 in savings or investments with the bank; each row says how much. Your plan asks before counting one. | |||||
| HSBC PremierHSBC UK Premier Bank Account No Direct Debits · nothing to pay in · £100k income or £100k savings · £5,100 salaryPaid about 70 days after you meet the conditions | £500 | None |
None |
|
|
| NatWest PremierNatWest Premier Select Account No Direct Debits · pay in £15,000 · £100k income, £100k savings or a £500k mortgage · App loginPaid 90–120 days after the switch completes | £500 | None |
£15,000 |
|
|
| Barclays PremierBarclays Premier Current Account 3 Direct Debits · nothing to pay in · £75k income or £100k savings · £5,000 salary · + up to £150 monthly extrasPaid about 28 working days after you meet the conditions | £450+ up to £150 monthly extras | 3 |
None |
|
|
No offer fits all of these. Try more Direct Debits or more money to pay in, or show every offer.
Compare offers side by side
Savers and cashback for a bank’s own customers Not switching offers, and never counted in a plan
Also checked: no offer right now
Listed only when the bank’s own terms show an offer, whatever other sites say. Every bank, one page each. Checked Mon 2 Nov to Thu 5 Nov.
12 banks, including Halifax, Monzo, Starling and TSB
- Bank of ScotlandCashback and a monthly prize draw, which Pocketly doesn’t count; no switching reward
- ChaseNo switching reward
- Co-operative BankIts last offer (up to £200) ended on 7 Sep 2026
- Danske BankIts page says both that its offer ended and that it ends on 8 Nov, and links only January’s terms
- HalifaxInterest and cashback; no switching reward
- KrooInterest only; no switching reward
- Metro BankNo terms for a switching offer on its site
- MonzoNo switching reward
- StarlingA monthly salary prize draw, which Pocketly doesn’t count; no switching reward
- TSBIts last offer (up to £200) ended on 17 Feb 2026
- Ulster BankIts switch page names no reward; £200 terms from May 2026 are still online, but no page offers them
- Virgin MoneyNo switching page for its current accounts
About the banks on this page
Each account is provided by the bank named below, which is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority; covered by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, for eligible deposits; and within the Financial Ombudsman Service, where complaints can be taken.
- Barclays · Barclays Premier Barclays Bank UK PLC, England and Wales Register no. 759676 Capital and reserves exceed £17bn 31 Dec 2025
- first direct · HSBC Premier · HSBC UK HSBC UK Bank plc, England and Wales Register no. 765112 Capital and reserves exceed £20bn 31 Dec 2025
- Lloyds Lloyds Bank plc, England and Wales Register no. 119278 Capital and reserves exceed £48bn 31 Dec 2025
- Nationwide Nationwide Building Society, the United Kingdom (a building society under the Building Societies Act 1986) Register no. 106078 Capital and reserves exceed £13bn 31 Mar 2026
- NatWest · NatWest Premier National Westminster Bank Plc, England and Wales Register no. 121878 Capital and reserves exceed £19bn 31 Dec 2025
- RBS The Royal Bank of Scotland plc, Scotland Register no. 114724 Capital and reserves exceed £3bn 31 Dec 2025
- Santander Santander UK plc, England and Wales Register no. 106054 Capital and reserves exceed £11bn 31 Dec 2025
first direct is a division of HSBC UK Bank plc.