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Offers NatWest Premier

NatWest Premier Select Account

£500 for a full switch, paying in £15,000 and logging in to the app. Paid 90–120 days after the switch completes.

How it goes

  1. Open and switchA full switch with the Current Account Switch Service
  2. £100k income, £100k savings or a £500k mortgage · Pay in £15,000 · App loginWithin 90 days of the switch completing
  3. £500Paid 90–120 days after the switch completes

In short

In its favour

  • No Direct Debits needed
  • The balance your switch moves counts towards the £15,000 pay-in

Watch out

  • Premier only: a sole income of at least £100,000 a year paid in, £100,000 in savings or investments with NatWest, or a NatWest mortgage of £500,000 or more
  • Money paid in before the switch completes doesn’t count
  • The app login only counts after the switch completes
  • Not if you’ve had a switching reward from NatWest, RBS or Ulster Bank

Every condition

Each one in plain words, with the part of NatWest Premier’s terms it comes from.

  • Full switch with the Current Account Switch Service Up to you later
    What’s this?The Current Account Switch Service is the free, guaranteed way UK banks move your balance, Direct Debits and standing orders to a new account and close the old one. The switch completes on the date you agree, at least 7 working days after you ask.
    The account you switch from can’t be with NatWest, RBS or Ulster Bank.
    In the terms: Step 3: full switch of an account not with NatWest, RBS or Ulster Bank, from 2 September 2026
  • Joint accountsA joint account switches into a new joint account in both your names, so you both apply. The terms apply their past-account and past-reward rules to both of you.
    In the terms: Important information: joint accounts are eligible for this offer
  • Pay in £15,000 within 90 days of the switch completing Up to you laterPayments made before the switch completes don’t count. Leave it for a day, then you can move it back. Money moved by the switch itself also counts.
    In the terms: Step 5: pay in at least £15,000 within 90 calendar days of the switch completing (multiple payments count)
  • Log in to the app within 90 days of the switch completing Up to you laterA login before the switch completes doesn’t count.
    In the terms: Step 4: log in to the NatWest app within 90 calendar days of the switch completing
  • Do you have a sole income of at least £100,000 a year to pay into NatWest, at least £100,000 in savings or investments with NatWest, or a NatWest mortgage of at least £500,000? Check before you apply
    In the terms: Step 2: at least £100k sole income paid into the new account, or at least £100k savings or investments with NatWest, or a £500k+ mortgage with NatWest
  • No NatWest current account on 2 Sep 2026 Check before you apply
    In the terms: Offer: for customers who don’t hold a NatWest personal current account as of 2 September 2026
  • No switching offer from NatWest, RBS or Ulster Bank ever Check before you apply
    In the terms: Important information: ever received cash from a NatWest, RBS or Ulster Bank switch offer

Not counted: The £500 is paid only while the account is a Premier Select, Premier Reward or Premier Reward Black account. Premier Reward costs £2 a month; Pocketly plans Premier Select, which has no monthly fee.

Technical details

Terms fingerprint d4c425744bbe1ca2 · document 59b76a7e54c0ff40

£500 if you meet every condition. Do you qualify?

See if you qualify, in your plan Read NatWest Premier’s terms

About the banks on this page

Each account is provided by the bank named below, which is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority; covered by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, for eligible deposits; and within the Financial Ombudsman Service, where complaints can be taken.

  • NatWest Premier National Westminster Bank Plc, England and Wales Register no. 121878 Capital and reserves exceed £19bn 31 Dec 2025