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Offers RBS

RBS Select Account

£200 for a full switch, paying in £1,250 and logging in to the app. Paid about 30 days after you meet the conditions.

How it goes

  1. Open and switchA full switch with the Current Account Switch Service
  2. Pay in £1,250 · App loginWithin 60 days of the switch completing
  3. £200Paid about 30 days after you meet the conditions

If you asked today

Planned for one example person asking today: the last payment by Thu 17 Dec.

RBS
You ask for the switchSwitch completesYour money awayWhen the bank pays
As a table
BankWhatWhen
RBSAsk RBS for the switchFri 6 Nov
RBSSwitch completes Mon 16 – Tue 17 NovMon 16 Nov to Tue 17 Nov
RBS£1,250 awayTue 17 Nov to Wed 18 Nov
RBSRBS pays £200Thu 17 Dec

In short

In its favour

  • No Direct Debits needed
  • The balance your switch moves counts towards the £1,250 pay-in

Watch out

  • Money paid in before the switch completes doesn’t count
  • The app login only counts after the switch completes
  • Not if you’ve had a switching reward from NatWest, RBS or Ulster Bank

Every condition

Each one in plain words, with the part of RBS’s terms it comes from.

  • Full switch with the Current Account Switch Service Up to you later
    What’s this?The Current Account Switch Service is the free, guaranteed way UK banks move your balance, Direct Debits and standing orders to a new account and close the old one. The switch completes on the date you agree, at least 7 working days after you ask.
    The account you switch from can’t be with RBS, NatWest or Ulster Bank.
    In the terms: Step 3: full switch of an account not with RBS, NatWest or Ulster Bank
  • Joint accountsA joint account switches into a new joint account in both your names, so you both apply. The terms apply their past-account and past-reward rules to both of you.
    In the terms: Joint bank accounts page (owner capture, 6 Nov 2026): the £200 switch offer, with "If I am applying for a joint account…" in its FAQs
  • Pay in £1,250 within 60 days of the switch completing Up to you laterPayments made before the switch completes don’t count. Leave it for a day, then you can move it back. Money moved by the switch itself also counts.
    In the terms: Step 4: pay in £1,250 within 60 days of the switch completing; funds stay 24 hours
  • Log in to the app within 60 days of the switch completing Up to you laterA login before the switch completes doesn’t count.
    In the terms: Step 4: log in to the RBS app within 60 days of the switch completing
  • No RBS current account on 6 May 2026 Check before you apply
    In the terms: Offer: for customers who don’t hold an RBS current account as of 6 May 2026
  • No switching offer from NatWest, RBS or Ulster Bank ever Check before you apply
    In the terms: Important information: ever received cash from an RBS, NatWest or Ulster Bank switch offer

Not counted: RBS Select has no monthly account fee (confirmed by the owner, 28 Oct 2026; not stated in the offer terms).

Technical details

Terms fingerprint 0184ca5674bd8b91 · document 5281fb5d159ca764

Does RBS’s offer fit you?

Three answers here, four more on the next page: the same planner as a full plan. Nothing is stored.

Which bank is your current account with?
Other bank…
Direct Debits on it
Cash you could move for a few days

About the banks on this page

Each account is provided by the bank named below, which is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority; covered by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme, for eligible deposits; and within the Financial Ombudsman Service, where complaints can be taken.

  • RBS The Royal Bank of Scotland plc, Scotland Register no. 114724 Capital and reserves exceed £3bn 31 Dec 2025