Club Lloyds Account

Every condition

Each one in plain words, with the part of Lloyds’s terms it comes from.

• Full switch with the Current Account Switch Service, moving at least 3 active Direct Debits that were set up before the switch starts Up to you later

  What’s this?

  Moved with the Current Account Switch Service. Banks usually count a Direct Debit only if it has taken a payment recently; a new one that hasn’t been paid yet often doesn’t count. Each offer’s terms say exactly what counts.

  The account you switch from can’t be with Lloyds, Halifax or Bank of Scotland.
  In the terms: Conditions: full switch with CASS including at least 3 active Direct Debits set up before the switch starts
• Joint accountsA joint account switches into a new joint account in both your names, so you both apply, and the bank pays one reward between you, not one each. The terms apply their past-account and past-reward rules to both of you.
  In the terms: FAQ: Can I switch a joint account? Yes; to open it online, both of you log in to the app or online banking
• Start the switch by Wed 9 Dec Up to you later
  In the terms: Conditions: start your switch by 9 Dec 2026
• No switching offer from Lloyds, Halifax or Bank of Scotland since 2023 Check before you apply
  In the terms: Exclusions: received a switching offer from Lloyds, Bank of Scotland or Halifax since 1 Jan 2023
• Monthly fee of £5.00 while you keep the account Taken by the bank, counted

Not counted: Club Lloyds £5 monthly fee is refunded in any month you pay in £2,000 or more; Pocketly counts the fee unless you say you can pay in that much every month.