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Does it have to be a full switch?

All of the 11 offers pay only for a full switch with the Current Account Switch Service, which moves your payments and balance and closes your old account. A partial switch, or moving money across yourself, doesn’t meet that condition. None of them counts a switch from a bank in its own group.

A full switch 11

• B

  Barclays Barclays Bank Account, £150

  A full switch, moving at least 3 active Direct Debits. Not from Barclays.

  In the terms: £150 CASS Bonus: full switch with at least three active Direct Debits

• B

  Barclays Premier Barclays Premier Current Account, £450

  A full switch, moving at least 3 active Direct Debits. Not from Barclays.

  In the terms: Section 3: full CASS switch including 3 active Direct Debits

• fd

  first direct first direct 1st Account, £210

  A full switch, moving at least 2 active Direct Debits. Not from first direct.

  In the terms: Switch criteria: full CASS switch with at least two Direct Debits or standing orders

• H

  HSBC UK HSBC UK Bank Account, £220

  A full switch, moving at least 2 active Direct Debits. Not from HSBC UK or first direct.

  In the terms: How do I qualify: full CASS switch including at least 2 Direct Debits

• H

  HSBC Premier HSBC UK Premier Bank Account, £500

  A full switch. Not from HSBC UK or first direct.

  In the terms: How do I qualify: a full switch using CASS

• L

  Lloyds Club Lloyds Account, £200

  A full switch, moving at least 3 active Direct Debits. Not from Lloyds, Halifax or Bank of Scotland.

  In the terms: Conditions: full switch with CASS including at least 3 active Direct Debits set up before the switch starts

• N

  Nationwide Building Society Nationwide FlexDirect, £175

  A full switch, moving at least 2 active Direct Debits. Not from Nationwide or Virgin Money.

  In the terms: 1. What you need to do

• NW

  NatWest Premier NatWest Premier Select Account, £500

  A full switch. Not from NatWest, RBS or Ulster Bank.

  In the terms: Step 3: full switch of an account not with NatWest, RBS or Ulster Bank, from 2 September 2026

• NW

  NatWest NatWest Select Account, £200

  A full switch. Not from NatWest, RBS or Ulster Bank.

  In the terms: Step 3: full switch of an account not with NatWest, RBS or Ulster Bank

• RBS

  RBS RBS Select Account, £200

  A full switch. Not from RBS, NatWest or Ulster Bank.

  In the terms: Step 3: full switch of an account not with RBS, NatWest or Ulster Bank

• S

  Santander Santander Everyday Current Account, £240

  A full switch, moving at least 2 active Direct Debits. Not from Santander, cahoot or Cater Allen.

  In the terms: Eligibility: full switch with CASS, closing your external account

What a full switch moves, and the 7 working days it takes: how a switch works. Which Direct Debits count: Direct Debits, offer by offer.

From each bank’s own terms, as Pocketly read them; each bank’s live terms are final. How Pocketly checks offers.