first direct switch offer
£210 for switching to the first direct 1st Account, from first direct’s own terms, last confirmed Thursday 5 Nov 2026.
What it asks
- Up to £136 interest in a year from first direct’s Regular Saver (not counted)
Every condition, with first direct’s own words · Does it fit you?
Watch out for
- The extra £35 needs the account opened by Wed 2 Dec
- The switch must complete within 45 days of opening
- Can be withdrawn without notice, even after you’ve started
When it pays
Paid by the 19th of the month after you meet the conditions.
Can I get it again?
- Only if you haven’t opened a HSBC UK current account since 1 Jan 2018. In the terms: You will not be eligible if: opened an HSBC current account on or after 1 January 2018
Under today’s terms, a later chance comes only with first direct’s next terms. Every bank’s rule.
Its offers over time
- £175 switch offer, plus £35 for accounts opened 14 Sep – 2 Dec 2026 (first direct)published Thursday 5 Nov 2026
- £175 switch offer, plus £35 for accounts opened 14 Sep – 2 Dec 2026 (first direct)published Thursday 5 Nov 2026
- £175 switch offer, plus £35 for accounts opened 14 Sep – 2 Dec 2026 (first direct)published Tuesday 3 Nov 2026
- £175 switch offer, plus £35 for accounts opened 14 Sep – 2 Dec 2026 (first direct)published Wednesday 28 Oct 2026
Every version of every offer, with its fingerprint.
For first direct customers, not counted
Savers and cashback depend on what you keep doing for months, so Pocketly never counts them in a plan.
- Regular Saverup to £136 a year
- Bonus Savings Account£33 a year per £1,000