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Do I have to use the debit card?

4 of the 11 offers need you to use the new debit card before they pay: a number of payments, or an amount spent, within a set time. 7 offers don’t. Each offer below lists the payments its terms don’t count.

Card use needed 4

• B

  Barclays Barclays Bank Account, £150

  Make 10 debit card payments within 30 days of opening the account.

  In the terms: How to get up to £300: 10 debit card transactions

• fd

  first direct first direct 1st Account, £210

  Make 5 debit card payments within 45 days of opening the account. Doesn’t count: gambling, credit card or insurance payments, cash withdrawals, card-to-card payments.

  In the terms: Switch criteria: at least 5 debit card payments

• H

  HSBC UK HSBC UK Bank Account, £220

  Spend £500 within 60 days of opening the account. Doesn’t count: cash withdrawals, fees, refunded transactions, gambling, credit card or insurance payments, card-to-card payments, transfers from your other HSBC accounts.

  In the terms: What counts as debit card spend: £500 within 60 days

• N

  Nationwide Building Society Nationwide FlexDirect, £175

  Make one debit card payment within 31 days of opening the account. Doesn’t count: gambling, crypto, cash withdrawals, money transfers, cash-like transactions.

  In the terms: 2. One debit card payment within 31 days

No card use needed 7

• B

  Barclays Premier Barclays Premier Current Account, £450

  Not a condition.

• H

  HSBC Premier HSBC UK Premier Bank Account, £500

  Not a condition.

• L

  Lloyds Club Lloyds Account, £200

  Not a condition.

• NW

  NatWest Premier NatWest Premier Select Account, £500

  Not a condition.

• NW

  NatWest NatWest Select Account, £200

  Not a condition.

• RBS

  RBS RBS Select Account, £200

  Not a condition.

• S

  Santander Santander Everyday Current Account, £240

  Not a condition.

From each bank’s own terms, as Pocketly read them; each bank’s live terms are final. How Pocketly checks offers.