Offers Banks first direct vs RBS
first direct vs RBS switch offer
first direct pays £210 for switching to the first direct 1st Account; RBS pays £200 for the RBS Select Account. They differ on Direct Debits, what you pay in, what else you must do, when it’s paid and who can get it.
Side by side
From each bank’s own terms. What differs comes first; what’s the same is folded below.
| What | first direct | RBS |
|---|---|---|
| Reward Pocketly counts differs | £210 | £200 |
| The bank’s total differs | £210 | £200 |
| Direct Debits differs | 2 | None |
| Pay in differs | £1,000 | £1,250 |
| Card, salary or app differs | 5 card payments, Log in to the app | Log in to the app |
| When it’s paid differs | Paid by the 19th of the month after you meet the conditions | Paid about 30 days after you meet the conditions |
| Who can get it differs | Not opened a HSBC UK account since 2018 | No NatWest, RBS or Ulster Bank switching reward ever |
| Can’t share a plan with differs | HSBC UK, HSBC Premier | NatWest Premier, NatWest |
Same for all (1)
| What | first direct | RBS |
|---|---|---|
| Monthly fee | None | None |
Can I get both?
Pocketly can plan both, one after the other, if your accounts and cash allow it; it works out the order and when each pay-in is needed.
Each bank’s page: first direct · RBS. Planning tool, not financial advice; each bank’s live terms are final.