Offers Banks first direct vs Santander
first direct vs Santander switch offer
first direct pays £210 for switching to the first direct 1st Account; Santander pays £240 for the Santander Everyday Current Account. They differ on Direct Debits, what you pay in, what else you must do, when it’s paid and who can get it.
Side by side
From each bank’s own terms. What differs comes first; what’s the same is folded below.
| What | first direct | Santander |
|---|---|---|
| Reward Pocketly counts differs | £210 | £240 |
| The bank’s total differs | £210 | £240 |
| Direct Debits differs | 2 | 2, 2 household bills |
| Pay in differs | £1,000 | £1,500 + £200 into a linked saver |
| Card, salary or app differs | 5 card payments, Log in to the app | Nothing |
| When it’s paid differs | Paid by the 19th of the month after you meet the conditions | Paid 60–90 days after you ask to switch |
| Who can get it differs | Not opened a HSBC UK account since 2018 | No Santander switching reward ever |
| Can’t share a plan with differs | HSBC UK, HSBC Premier | Any of these |
Same for all (1)
| What | first direct | Santander |
|---|---|---|
| Monthly fee | None | None |
Can I get both?
Pocketly can plan both, one after the other, if your accounts and cash allow it; it works out the order and when each pay-in is needed.
Each bank’s page: first direct · Santander. Planning tool, not financial advice; each bank’s live terms are final.