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Offers Banks NatWest vs Santander

NatWest vs Santander switch offer

NatWest pays £200 for switching to the NatWest Select Account; Santander pays £240 for the Santander Everyday Current Account. They differ on Direct Debits, what you pay in, what else you must do, when it’s paid and who can get it.

Side by side

From each bank’s own terms. What differs comes first; what’s the same is folded below.

What NatWest Santander
Reward Pocketly counts differs£200£240
The bank’s total differs£200£240
Direct Debits differsNone2, 2 household bills
Pay in differs£1,250£1,500 + £200 into a linked saver
Card, salary or app differsLog in to the appNothing
When it’s paid differsPaid about 30 days after you meet the conditionsPaid 60–90 days after you ask to switch
Who can get it differsNo NatWest, RBS or Ulster Bank switching reward everNo Santander switching reward ever
Can’t share a plan with differsNatWest Premier, RBSAny of these
Same for all (1)
What NatWest Santander
Monthly feeNoneNone

Can I get both?

Pocketly can plan both, one after the other, if your accounts and cash allow it; it works out the order and when each pay-in is needed.

Check with your numbers

Compare up to three offers

Each bank’s page: NatWest · Santander. Planning tool, not financial advice; each bank’s live terms are final.