# Pocketly

> Plans UK current-account switches from each bank’s own terms: which offers fit, the order, the dates, and what you keep after costs. Free, no bank logins.

## Data
- [Offers as JSON](https://www.pocketly.co.uk/api/v1/offers.json): every live offer, each condition with the bank’s own words and the document fingerprint. CC BY 4.0.
- [Changes](https://www.pocketly.co.uk/api/v1/changes.json): every edition published.
- [Check (OpenAPI)](https://www.pocketly.co.uk/api/v1/openapi.json): the quick check as a call.
- MCP server (Streamable HTTP): https://www.pocketly.co.uk/mcp, with tools list_offers, get_offer, check_offers, list_savings_and_cashback, list_changes.
- [For developers](https://www.pocketly.co.uk/developers)

## Offers
- [Barclays: Barclays Bank Account](https://www.pocketly.co.uk/offers/barclays-bank-account-switch-2026-10-r3): £150 for a full switch with 3 Direct Debits, a salary of £2,000 paid in and 10 card payments. Paid about 28 working days after you meet the conditions.
- [Barclays Premier: Barclays Premier Current Account](https://www.pocketly.co.uk/offers/barclays-premier-switch-2026-10-r2): £450 for a full switch with 3 Direct Debits, a salary of £5,000 paid in. Paid about 28 working days after you meet the conditions.
- [first direct: first direct 1st Account](https://www.pocketly.co.uk/offers/first-direct-1st-account-switch-2026-09-r4): £210 for a full switch with 2 Direct Debits, paying in £1,000, 5 card payments and logging in to the app. Paid by the 19th of the month after you meet the conditions.
- [HSBC UK: HSBC UK Bank Account](https://www.pocketly.co.uk/offers/hsbc-bank-account-switch-2026-06): £220 for a full switch with 2 Direct Debits, paying in £2,000 and £500 of card spending. Paid about 60 days after you meet the conditions.
- [HSBC Premier: HSBC UK Premier Bank Account](https://www.pocketly.co.uk/offers/hsbc-premier-switch-2026-04): £500 for a full switch, a salary of £5,100 paid in. Paid about 70 days after you meet the conditions.
- [Lloyds: Club Lloyds Account](https://www.pocketly.co.uk/offers/lloyds-club-switch-2026-09-r4): £200 for a full switch with 3 Direct Debits set up before the switch starts. Paid about 14 working days after you ask to switch.
- [Nationwide Building Society: Nationwide FlexDirect](https://www.pocketly.co.uk/offers/nationwide-smd1863-2026-05-r3): £175 for a full switch with 2 Direct Debits, paying in £1,000 and one card payment. Paid about 10 days after you meet the conditions.
- [NatWest Premier: NatWest Premier Select Account](https://www.pocketly.co.uk/offers/natwest-premier-switch-2026-09): £500 for a full switch, paying in £15,000 and logging in to the app. Paid 90–120 days after the switch completes.
- [NatWest: NatWest Select Account](https://www.pocketly.co.uk/offers/natwest-select-switch-2026-05-r2): £200 for a full switch, paying in £1,250 and logging in to the app. Paid about 30 days after you meet the conditions.
- [RBS: RBS Select Account](https://www.pocketly.co.uk/offers/rbs-select-switch-2026-05-r2): £200 for a full switch, paying in £1,250 and logging in to the app. Paid about 30 days after you meet the conditions.
- [Santander: Santander Everyday Current Account](https://www.pocketly.co.uk/offers/santander-everyday-switch-2026-10-r3): £240 for a full switch with 2 household-bill Direct Debits, paying in £1,500 and £200 into a linked saver. Paid 60–90 days after you ask to switch.

## Guides
- [Can I get a switching reward again?](https://www.pocketly.co.uk/guides/repeat-switching)
- [When does each bank pay?](https://www.pocketly.co.uk/guides/when-banks-pay)
- [How a switch works](https://www.pocketly.co.uk/guides/how-a-switch-works)